Frequently Asked Questions

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THE GOVERNING BOARD has been gathering the questions members have asked during the
information meetings and those sent to the Governing Board email address. While there are a lot of questions to read, the Governing Board felt it was important to provide as much information as possible to every member and we realize not everyone has been able to attend every meeting.

You’ll find questions and concerns that have been presented to us over the past several weeks. We’ve endeavored to answer the questions but if you are still uncertain about any particular information, please let a Governing Board member know and we will do our best to answer your question.


St . Matthew Lutheran Church Space Needs


Q.1 What is the size of our current building?

Our current building is 10,795 square feet. This is less than the 13,000 square feet that has been mentioned in prior communications. We recently discovered this difference as we looked at the as built drawings and confirmed the building size with what the City of Rocklin has on file.

Q.2 When we purchased our current property and built the Phase 1 building, there were plans for a second phase by the architect that designed our current building. Why aren’t we considering that building plan?

That design was a simple sketch completed years ago without being able to know what the current ministry needs and opportunities are at St. Matthew. That plan was evaluated by the Space Committee and was determined to be inadequate to meet our needs today and in the future.

Q.3 In 2013 the City of Rocklin approved a site plan and the congregation voted to approve
those plans for a new building designed by Building God’s Way (BGW.) Howeverthe congregation did not approve a capital campaign to raise the necessary funding. Why is it necessary to rescind the motion now?

St. Matthew follows Roberts Rules of Order at our Voters Assembly meetings. Roberts Rules of Order specifies that if a previously approved motion is not to be acted on, it needs to be rescinded before a different motion can be approved.

Because the congregation approved the conceptual drawings by BGW that is the only option that can be undertaken until such time as that motion is rescinded by the congregation.

The Governing Board recommends voting yes to rescind the motion which will allow the congregation to proceed in whatever manner it feels appropriate now or in the future.
A no vote would mean that the only course of action would be to construct a new building on our current site as designed by BGW.

Q.4 What building plans did the board consider before making the recommendation to
buy the building on Placer Corporate Drive?

We examined several options to add a new building at our current location. Our 3.2-acre site would allow us to build up to a new single-story 21,000 sq. ft. building alongside the building we use today. We could also construct a multi-story building though the costs would be higher and would require going through the approval process with the City of Rocklin again.

The BGW design from 2013 featured a 465-seat sanctuary, new bathrooms, children and youth areas, multi-use classrooms, and a large 3rd space (fellowship area). It also included building a new parking area along West Oaks Blvd to connect to the parking lot at the adjacent park on land owned by the City of Rocklin. The plans included remodeling portions of our current building.

We explored constructing the shell of the building designed by BGW which would allow partial completion now of classrooms and a larger 3rd space area with the flexibility of completing the remaining portion at a later date. However, that did not provide a significant financial benefit. (See picture below)


Another option considered was to build a 21,000 sq. ft. addition with a multi-use gymnasium, locker rooms, children and youth areas, and a large 3rd space. This included stretching our current sanctuary into the fellowship hall and putting the altar on the side with seats in a semi-circle (to ensure everyone would be close to the altar) and remodeling the office area per the BGW design. This would increase the seating in the sanctuary to 460 seats. It would be consistent with the approved site plan and would include building a new parking area which would connect to the adjacent park on land owned by the City of Rocklin. (See picture below)


Construction of a new building is estimated to cost $250 to $270 per square ft. This is at least $5.25M for a new 21,000 sq. ft. building.

If we were to construct a building on our current property it would be at least 18-24 months before we would be able to use the new building.


Q.5 What other options were considered?

There were several other options the Space Committee explored.

  1. Doing nothing and continuing on as we do today.
  2. Remodeling Pastor’s office, Matt & Melissa’s office and Becca’s administration area
  3. Remodeling and expanding our current sanctuary (as shown above) and constructing an annex building with new 3rd space and classrooms
  4. Construction of a building that could be used by the community during the week to help defray our mortgage cost (e.g., day care center, charter school). For example, some months ago a home school group approached us, wanting to lease space on weekdays, but we did not have adequate facilities to meet their need.
  5. Leasing space at an alternate location for specific ministries (e.g., classrooms, Bible study)
  6. Leasing a building at another location and selling our current property
  7. Purchasing a church property for sale in Roseville
  8. Purchasing land and constructing a new building
  9. Purchasing a building, modifying it to suit our needs and selling our existing property
  10. Planting a new church and leaving our existing property as-is
  11. The committee also looked at ways to provide an income stream by partnering with other agencies or businesses (e.g., Veteran’s groups, Alzheimer day care, government grants).
  12. Putting temporary structures on our current site as offices and classrooms was not considered because the City of Rocklin rejected that proposal twice before and because it would not increase the size of the sanctuary.

Q.6 Why can’t we simply remove the sidewalls dividing the sanctuary from the adjacent
halls and rooms to increase the capacity of the sanctuary?

The side walls are load bearing walls meaning they cannot be moved. They support the entire building.

Increasing the size of the sanctuary alone does not address the lack of space that is limiting all our other ministry needs.

Q.7 Why do we need to find additional space for St. Matthew?
We do not have enough space for our present ministry and it severely limits future ministry growth.

Prevailing advice is that churches should not build if they can remodel their current building or add worship services to accommodate growing membership. We have already added a 4th worship service and have previously remodeled our building to find more room within our existing footprint.

There is not enough class room space, especially on Sunday morning, but also for weekday classes and meetings. For example,

  • The Choir does not have a room to dress in their robes and warm up prior to the 11:00 AM service on Sunday because all the rooms are being used so they end up next to the copier in the office area.
  • Adult Bible study members meet in a tiny room at the 9:30 AM service, which severely limits how many people can attend.
  • There are no rooms dedicated for children and middle school which necessitates continually setting up and breaking down the rooms so they can be used for other groups.
  • We have NO place or space for high school ministry on Sunday mornings. They meet outside when the weather allows but that doesn’t always work.
  • We do not have enough rooms to accommodate the various age groups during children’s church.With new space we would be able to teach children in age appropriate groups.
  • Our bathrooms are undersized and need updating to meet ADA requirements.
  • Parking is a challenge, especially for people that need access to disabled spaces.

Q.8 In looking at the weekly attendance chart included with the Governing Board’s recommendation in Week 1, I don’t see much growth in the number of people worshiping each Sunday. What has our growth in attendance been and why do we need more space?
St. Matthew has shown continued growth in membership and in average weekly attendance in the last 12 years:

  • Attendance increase since 2006: 155%
  • Attendance increase since 2009: 62%
  • Attendance increase since 2016: 32%
    • Average in 2009: 260
    • Average in 2016: 389
    • Average in 2018: 456

The weekly attendance chart did not adequately portray the impact a lack of space has had at St. Matthew. We collected the attendance and membership data reported to the District since 2009 which is the first full year we were in our current building.

As you can see in this chart, our attendance and membership grew rapidly from 2009 to 2013 then leveled off from 2014 to 2016. (See chart below)

Attendance and membership took a large jump in 2017. This was when we began Saturday afternoon worship which relieved some of the pressure of crowding during Sunday morning worship.


The weekly attendance chart has a story to tell.

Professionals who study optimum attendance have found that when people walk in to a space that is more than 75% full, they consider it difficult to find a place to sit.

  • Right here at St. Matthew we have seen families turn around and walk out of the sanctuary because they feel there is no comfortable space for them inside. This is contrary to who we say we want to be— a warm and welcoming congregation that wants visitors to feel welcome and encouraged to join us.

The picture below is an illustration of the sanctuary being 75% full. Imagine yourself walking in to
St. Matthew to attend worship. You may have your family with you, three or four children and/or teens. Picture the scene: The congregation is standing and singing. You cannot see more than a couple of rows in front of you, yet you’re trying to find enough empty chairs, so your family can sit together. As a visitor with or without a family, how comfortable would you feel walking up the aisle trying to spot empty chairs?

So even though you may see some empty seats around you during worship, many times it is not easy for couples or families to find a place to sit together when the sanctuary becomes 70% full or more.


In recent years we have expanded our worship times from two to three to four worship services as God has brought new members to St. Matthew. To add more times for worship is not sustainable. We already are placing a burden on our worship teams—and our pastor—to handle four services in a weekend.

Each time we’ve added a new worship time—which adds more available seating—we have seen our
attendance numbers climb. We need a new solution now to increase seating in the sanctuary so that we can continue to do what St. Matthew does so well, which is invite friends and neighbors to worship with us.

St. Matthew is blessed to be located in a fast-growing and affluent area, which attracts a steady stream of new residents.

  • n Many new home, apartment, and senior living facilities are being developed and built in Rocklin and the adjacent cities of Roseville and Lincoln.
  • n Low crime, less traffic and more reasonable home prices compared to other cities in the greater Bay Area, great weather, and good schools are some of the many things that attract people to our area.
  • n All these are plus factors, but let’s never forget the bottom-line reason St. Matthew keeps growing: The Holy Spirit draws people and opens their hearts to hear the Good News of salvation by grace alone, through Jesus Christ alone.

Q.9 Why is the Governing Board recommending we purchase the building on Placer
Corporate Drive?

The Governing Board believes this building provides a very cost-effective solution to add more space for the St. Matthew ministry and mission:

  • This building provides 62,778 sq. ft. for a purchase price of $6.3M. This equates to $100 per square foot, which is much more economical than the cost to construct a new building for $250 per square foot.
  • There is an income stream of $23,000 per month through 2024 from a lease signed by a current tenant. The lease has incremental increases through 2024 so the income would grow each year.
    • If St. Matthew decided to utilize this space at the end of the lease we would have an additional 26,017 square feet of space to use for our ministry and mission. Or, we could choose to extend the lease and continue to receive the income until such time we decided we need the additional space.
    • This income stream greatly reduces the amount of capital needed to purchase this building.
  • The 62,778 sq. ft. at the new building is larger than we could ever have from building on our current property. The greatest amount of space we could have on Lonetree is 32,000 sq. ft.
  • The 2 suites we would initially move in to are occupied by Granite Bay Seventh Day Adventist (SDA) church and the Eleven-One church.
    • The suite occupied by SDA has a 600-seat sanctuary while the Eleven-One suite sanctuary could seat more than 200.
    • There is a large lobby and fellowship area that would allow us to continue our tradition of having a third space to visit with each other before and after worship.
    • There are an abundant number of classrooms and large rooms for youth to gather together during worship times and throughout the week.
  • This building is surrounded by ample parking, allowing us to greatly increase parking spaces and access for disabled persons. We would own more than 370 parking spaces and would be able to dedicate as many spaces as we wish to disabled parking.
  • The building is located close to Highway 65, which provides easy access off Sunset Avenue.
  • The property is part of the master planned Sunset Area Growth Corridor which will bring many new businesses and homes to the area. It is near the planned Placer Corporate Parkway which will connect Hwy 65 to Hwy 99.

Q.10 Why is the Governing Board also recommending we sell our current property on
Lonetree Blvd?

The Governing Board recognizes that one of St. Matthew’s great strengths is our multi-generational
blending and family community. Having two buildings a few miles apart would not foster our oneness.

Initially we would occupy 36,700 sq. ft. in the new building. We would not need the additional space of our current site at that point in time.

Selling our current property will remove our existing mortgage obligation and the proceeds of the sale can be applied as a down payment to the purchase price of the new building.

The Governing Board rejoices that the Lord has used the talents and gifts of members who had the vision and dedicated their time and resources to purchase the land, construct the building on Lonetree Blvd where we currently worship and invite their friends and neighbors to worship with us. God multiplied these gifts and brought more and more people to join us which in turn has created our need for more space to continue growing His kingdom.

Q.11 Why is the Governing Board moving so quickly on this idea of pur chasing the building on Placer Corporate Drive?

Our Governing Board believes the Lord has opened a door for this opportunity and we should carefully consider it as a congregation.

This property offers the best opportunity to be faithful, wise Christian stewards effectively using the
resources of God’s people to carry out the mission Jesus gave His followers—each of us!—to go and tell and teach and make disciples.

This opportunity could be lost tomorrow if the building were sold to someone else. This is a unique, nearby opportunity and is especially favorable because of the long-term tenant leasing a portion of the building.

Granite Bay Seventh Day Adventists is giving St. Matthew time to communicate information to our
congregation and vote on whether we want to purchase this building. However, they need an answer by the end of July so they know whether or not to accept offers from other buyers who may be interested in purchasing the building.


Q.12 What is the balance and monthly payment on our current mortgage?

Our current loan balance is approximately $1.3M and our mortgage payment is $10,500 per month.

Q.13 What would it cost to build a new 21,000 sq. ft. building on our current site?

A minimum estimate is $250 per square foot which equates to approximately $5,300,000 ($5.3M).

The additional parking area would cost $200,000 - $260,000 and would be built on land owned by the City of Rocklin. This amount was not included in the monthly payment example shown in the Week Two brochure.

  • The City of Rocklin has proposed a five-year term for St. Matthew to be able to use the parking lot with an option to extend the agreement for another five years.

Based on previous projections, remodeling the current building would cost $500,000 to $1.0M.

Altogether, this would bring our total cost for the new building, including our current loan, to $7.2M to $7.7M.

Q.14 How large of a capital campaign would be required to construct a building on our
current property on Lonetree Blvd?

The size of a capital campaign would depend upon how large a monthly payment the congregation
would be willing to take on. A larger monthly payment would mean less funds for ministry and mission.

For example, suppose the congregation decided to double our monthly payment to $20,000/mo. We would need to raise $5,000,000 to cover the cost of construction for a new building, remodeling our current building and refinancing our current loan to attain that payment.


Q.15 How much will the building located at 3785 Placer Corporate Drive cost?

  • The price of the building would be $6.3M
  • The building is 62,778 square feet
  • The building is located on approximately 5.6 acres of land
  • The cost per square foot is $100 compared to $250 per square foot for new construction

Q.16 What is the portion of the business park that St. Matthew would own?


The area enclosed by the blue line in the picture to the left is the portion that St. Matthew would own with the address being 3785 Placer Corporate Drive.

The other building shown is owned by JLM Energy and the address is 3735 Placer Corporate Drive.

The empty lot is approximately 1.3 acres. JLM Energy holds an option to purchase the lot.



Q.17 What are the best terms we could get on a new loan?

Lutheran Church Extension Fund (LCEF) is offering an interest only bridge loan at 4% interest for three years.

Once we sell our current property the loan will convert to a 20-year fixed interest loan at the current rate. As an example, with a 4% standard loan the monthly payment (principle and interest) is about $6,060 per $M (million), per month.

Q.18 Has Lutheran Church Extension Fund issued a pre-qualification letter to St. Matthew for the amount of the loan?

Yes, LCEF has issued a pre-qualification letter to purchase the building located at 3785 Placer Corporate Drive in the amount of $6.2M.
LCEF is very excited to partner with St. Matthew on this project. When we first learned of the building for sale and reached out to LCEF they brought people from San Francisco, St. Louis and Mission Viejo to view the property and meet with Governing Board members.

Q.19 What are the closing costs and fees for the new loan?

The amounts for prepaid interest and prepaid insurance are unknown at this time

The loan fee from LCEF is $10,000

LCEF will offer discounts and rebates to St. Matthew if we meet a certain number of investors

St. Matthew currently has 17 investors with LCEF. If our percentage of investors reaches 7.5% LCEF would reduce the loan origination fee to less than $10,000.

If St. Matthew added additional investors we would be eligible for the annual Shared Blessings rebates. Estimates are shown in the table below:


A St. Matthew member can become a new investor by signing up a child under the age of 18 for a $25 savings account that earns 3.5% interest or,
An adult couple would count as 2 new investors if they opened a joint account for as little as $100 with an interest rate of 0.75%. If the level of investment was $500 or greater in a new account, the interest rate would be 3%.

Q.20 What would our new monthly mortgage payment be?

The table below illustrates what our monthly payment would be based on 20-year loan at an interest rate of 4%


The table below illustrates the net proceeds from selling our property at 5901 Lonetree Blvd with a selling price of $3.0M


The table below illustrates what our monthly payment would be with a 20-year loan at an interest rate of 4% after applying the net proceeds from selling our current property as a down payment.


The table below illustrates what our monthly payment would be with a 20-year loan at an interest rate of  4% including a budget of $1.0M for remodeling, improvements and furnishings.

The $11,239 total amount is different from what was presented in the Week Two brochure because it does not include the estimates we were using for management and maintenance fees. Those expenses were an estimate at the time but we now have a detailed comparison shown below in Question 22.


The example we have shown is based on the following:

  • LCEF will loan St. Matthew the funds necessary to purchase the property located at 3785 Placer Corporate Drive
  • The loan would be a 20-year fixed loan at a current interest rate of 4%
  • LCEF will extend a bridge loan to allow us time to sell our property at 5901 Lonetree Blvd. This would be an interest only loan for three years at an interest rate of 4%

The table below illustrates what our monthly payment would be with a three-year 4% interest only
bridge loan


Q.21 Won’t the interest rate for the loan be higher by the time we sell our property on Lonetree Blvd?
Yes, it is very likely that the interest rate will be higher.

Here are some examples of how the monthly payment would differ depending on what the current
interest rate would be when we transitioned from the bridge loan:
$38,178 @ 4.00%
$39,012 @ 4.25%
$39,857 @ 4.50%

Q.22 What will the costs of maintenance, association dues, taxes, etc. for the new building
on Placer Corporate Drive be and how will we afford to pay those?

The chart below illustrates the Common Area Maintenance Fees for the Placer Corporate Drive Business Park. These fees are split between the 2 buildings that occupy the business park.

  • 3785 Placer Corporate Drive is the building SMLC would own and is 60.88% of the total square footage
  • n 3735 Placer Corporate Drive is the building owned by JLM Energy and is 39.12% of the total square footage

The table on the following page illustrates the breakout of the Common Area Maintenance fees between the portion St. Matthew would own and the portion that the Public Defender leases and is obligated to pay as part of their NNN (triple net) lease.

  • The following table includes the amount St. Matthew currently pays for our property at 5901 Lonetree Blvd as a comparison

Q.23 What expenses would St. Matthew incur from having a tenant paying a lease?

The current tenant has a Triple Net Lease which means they are responsible for their share of taxes,
insurance, and maintenance apportioned by the area that they lease. This is stipulated in the lease that they signed.

There would be potential costs if the tenant decided not to renew the lease at the end of the term
which is in 2024.

  • New tenant improvements would need to be included in a reserve fund as a portion of our annual budget to cover these costs when a new tenant would sign a lease and move in to the building.

Q.24 What is the projection for tenant vacancy?

We would have one tenant, the Placer County Public Defender, who has a signed lease through 2024.

If the Public Defenders contract with Placer County is terminated, and by providing three month’s written notice, they have the option to terminate the lease effective July 1, 2020 and July 1, 2022.

The Public Defender has inquired about extending the current lease to go beyond 2024 though we have not had discussions with him about doing so at this point.

Q.25 What happens if the tenant defaults on the lease?

If this were to happen St. Matthew would have a couple of options. We would either need to find another tenant to lease the space, or, if we felt we could use the additional space at that point in time we could occupy the entire building.

The table below illustrates what our monthly payment would be if there were no tenant leasing the space currently occupied by the Public Defender.


Q.26 Why are the costs of building so much more than buying?

The Placer Corporate Dr building was constructed in 2005 and costs have increased since that time.
Also, the design of this type of building is more cost-effective to build.

Q.27 What condition is the building in? How would we pay to fix the roof for instance?

The building inspection that was just completed shows that the overall condition of the building is excellent. The current owner of the building replaced the entire roof in 2017 and there is a 15-year manufacturer warranty and a two-year contractor warranty.

There were minor issues that were found during the inspection and we are working with the owner of the building to either fix the issues or set aside money in escrow to fund the repairs.


Q.28 If we move to the new building on Placer Corporate Dr will we become just like all the
other big churches with rock bands and light shows?

St. Matthew is a Lutheran Church-Missouri Synod (LCMS) congregation and we will keep our distinct identity and our mission to Share Life, Create Friendships and Inspire Hope through our Up, In and Out discipleship process.

We will still be the same people worshiping in the same way.

We will maintain the unique character of our worship services, which will still include our inspiring,
classic organ-led worship and our inspirational band-led worship.

It’s the people of St. Matthew that inspire others to join us in our mission and that is something we will intentionally endeavor to maintain wherever we are.

Q.29 How do we go from a church building to an industrial site?

We completely understand that leaving the current building comes with some emotion. It has served us well and done its job in helping us fulfill our ministry and mission in the years that we have been here.

While the new space may not look like a traditional church from the outside, St Matthew Lutheran Church is not our present building—nor any building. Together in faith we are the church, the people of God, the St Matthew family of Lutheran Christians, redeemed by grace through Jesus Christ, our Savior.

With this truth we must step out in faith by considering if our Lord is calling us to a less traditional
building for the sake of our mission, to make disciples. That is our guiding principal as we make this

Q.30 If we move, we won’t have a grassy area for activities anymore.

Yes, that’s true, although we also would lose the grassy area if we constructed a new building on our
current site.

Our Governing Board and church staff believe that we can utilize a portion of the parking lot for special activities, much as our local schools do when they have their carnivals.


We also intend to have a custom-designed interiorspace designed for children that affords greater
opportunity for recreation regardless of the outside
temperature or weather.

There is an option at the new property where we may be able to purchase an empty dirt lot on the
corner which is approximately 1.3 acres. JLM Energy currently has an option on this lot but if the
congregation decided to pursue purchasing this we could approach them and see if they would be open to selling it to us. (See picture to the left with arrows pointing to the empty lot)

Q.31 If we move, we won’t have access to the park anymore.

Correct, we will no longer be located directly next to the park.

Use of the park by our church members or staff is limited during much of the year when there is
inclement weather—cold, rainy and wet in the winter and hot in the summer.

For those times during the year when we would need space in a park we would be able to reserve one for special events like Eggstravaganza just as we have done in the past.

We have a greater need for children’s ministry space on the 52 Sundays of the year when we gather for worship than we do for events that only take place two to three times during the year.

Q.32 People know who we are because they drive by and see the green church. How will people find us if we’re in an industrial park?

We are investigating what kind of signs we can erect on the property and what we can do on the exterior of the building to advertise who we are.

Recent mail campaigns about our church special events, like Christmas and Easter, have been fairly
successful. We would continue that and increase communication about our church through various
marketing efforts.

It’s vital to remember that the number one way people know about St. Matthew is because we invite
others to join us and as long as we continue to do that people will continue to find us.

There is a large volume of drive-by traffic going to the Hardwood Palace and other indoor sports activity centers just south of that location off Industrial Ave.

This location did not hinder the rapid growth of Bridgeway Church that occupied the same space. They nearly quadrupled their attendance in five years. Then Granite Bay Seventh Day Adventist purchased the building and they found a need for more space since moving in.

Q.33 When Bridgeway owned the building on Placer Corporate Dr, I noticed that they did not have enough room for parking during worship services. How will it be any different when we are there?

When Bridgeway first occupied the building they had 400 regular attendees, so there was ample parking. By the time they decided to move they had grown to more than 1,500 regular attendees.

The building has six parking spaces per 1,000 sq. ft. which equals 378 parking spaces compared to 137 spaces at our current building on Lonetree Blvd. In addition, there is an agreement to use the spaces surrounding the other building located on the site if needed which increases the total parking to over 600 spaces.

With a 600-seat sanctuary, about 300 parking spots should be sufficient for everyone to find a spot even if the sanctuary were full. This provides many more parking spaces close to the building than we could have at our current site, even when adding the additional parking area the City of Rocklin would require.

Q.34 What kind of written promises about dedicated parking spaces already have been awarded to each tenant? How much will be left for St. Matthew to use?

The lease signed by the Public Defender allocates 104 unreserved vehicle parking spaces.

This leaves 274 parking spaces for use by St. Matthew.

Keep in mind that the Public Defender does not use the building on weekends or weeknights so
St. Matthew would have access to all 378 parking spaces during worship times.

Q.35 As a practical matter, how many of the parking spots during week days are used by the tenants in that other building? If we have a Wednesday afternoon event, will there be any parking available?

The owner of 3735 Placer Corporate Dr is JLM Energy. The primary use of the building is as a warehouse and there are a handful of cars parked in the lot during the day.

Q.36 How do we copy the “church feel” of our current space at a new building?

Just as you can’t judge a book by its cover, one can’t judge a building’s interior by its outside appearance. St. Matthew’s “church feel” comes not only from its design. It’s more about the joy of Jesus that shines forth in our worship services and in the smiles of God’s people here. Some call it the “church feel.” Others call it the “family feel.” Either way, this goes with us wherever we go because it is Jesus living within us.

Because we will have more space in a building with a bigger “shell” we will have an opportunity to design spaces that fit our ministry needs today. And the great news is there will be flexibility to adapt space inside the new building because of how it is constructed. So as our needs evolve in the future we will be able to change the interior of the building with far greater ease than what we’ve experienced in our current building.

Q.37 What is the benefit to those who have built St. Matthew’s congregation and its programs to their current state?

If we look at the “why” God gives us for making decisions this may be the wrong question. The “why” is always the mission of Christ and how we can better touch others with the Good News of Jesus. As Paul wrote, “I became all things to all people so that some might be saved.”

Those who have been used by God to partner with Jesus as He has built this congregation understand— indeed, have lived this truth—that we are called to make decisions based on the mission of Christ. We are sent not to be served but to serve just as Jesus came “not to be served but to serve and to give His life as a ransom for many.” We are here for those who are not here yet!

Jesus talks in one parable about three stewards. The master entrusted them to manage his resources while he was gone. Two were faithful and put the amount they’d been given to work and earned interest. The master commended them. The third buried his share in the ground and did nothing with it. His master took the money from him and gave it to the man who had earned the most. “For whoever has will be given more, and they will have an abundance.”

In the beginning of St. Matthew, members contributed from their hearts and raised many financial resources. Our faithful leaders invested it wisely. As God grew His kingdom among us and we needed more space, we drew on those resources to move to a strip mall and move again and finally, to purchase the Lonetree Blvd. property and build our present building. All along God blessed our efforts and grew His church.

The question before us is, “What next?” If we decide the space we are in is all we will ever need, it will be as if we hang a “No Vacancy” sign on our building. Or do we believe God is calling us to once again use the financial resources He has given us and move to a larger space so there’s room for the people God wants to bring to St. Matthew?

While we believe that every single person of St. Matthew will be blessed and will benefit by this move in the many ways we have spoken of, the greatest benefit/blessing is to partner and rejoice with Jesus as He grows His people through us!

Q.38 With Sun City Roseville, Sun City Lincoln Hills, and various assisted living facilities nearby, can the Governing Board honestly say they believe that seniors and those nearing retirement will dwindle to a small minority of our congregation?

Quite the opposite, the Governing Board fully expects our congregation to grow in this demographic as we continue to connect in powerful ways. This would include a space set aside for classic worship and space to create programs to connect with the unique needs of this community.

Presently, we have many in our midst who live in these communities and who wonderfully share the Gospel with their neighbors. Also, many of the new housing developments have an “in-law bungalow” side by side with a larger home.

Who we are now and the enhancement of this in the proposed new site - as we even more powerfully offer worship in two different styles, in many instances bridging the generations—would be a wonderful gift to this community.
One of the benefits of having a larger worship space is that we could combine the 8:00 am and 11:00 am worship services to one which would bring us closer together in fellowship.


Q.39 Will St. Matthew have a capital campaign to pay for the new building?

St. Matthew does not need to embark on a capital campaign in order to purchase the property on Placer Corporate Drive based on the projected purchase price and down payment from the net proceeds of selling our property on Lonetree Blvd

There has been money donated to the building fund for several years and that money would go towards the purchase of the new property.

There is also money in our reserve fund that is above the minimum amount required and the congregation could choose to use those excess funds for the new building.

The Governing Board encourages every member to consider donating to the building fund on a regular basis. Regardless of the outcome of the vote on July 28th, St. Matthew will need funds in the future to create more space or we could use the money to pay off our current loan.

If the congregation votes yes to purchase the building, we will form a Building Committee with a cross section of members to evaluate and suggest renovations to the space so it will best fit the ministry needs of St. Matthew. If the Building Committee and the congregation determine there are features or renovations that would require additional money, then we would need to decide as a congregation which of those ideas we would be willing to fund.

Q.40 Has the Governing Board considered the long term risk of adding millions of dollars in overall debt to the church?

This goes back to the central question of whether the congregation believes we need more space for ministry. If the answer to that question is yes, then there will be additional debt regardless of what option is chosen.

St. Matthew can either choose to pay off that debt by taking a loan and making monthly mortgage
payments, raising funds through a capital campaign or a combination of those options.

The need for space seems clear and has been discussed since 2011 when the Building Committee looked for options and presented the plans that were voted on in 2013. The Governing Board survey showed the number one need identified by the congregation was space. The Space Committee, Ministry Team Leaders, Staff and Governing Board all agree on the need for more space to support a growing ministry and mission.

The Governing Board recommendation to purchase the building on Placer Corporate Drive and sell our current property on Lonetree Blvd versus constructing a new building would lower the total amount of debt by $1.8M.

  • Construction of a 21,000 sq. ft. building and improvements/furnishings, plus our current loan would be approximately $7,450,000. This would bring the total size of the two buildings on Lonetree Blvd to 31,795 square feet.
  • Purchasing the Placer Corporate Drive building and applying the net proceeds from the sale of our Lonetree Blvd property would be approximately $5,650,000 and would give us 62,778 square feet of space.
  • $7,450,000 - $5,650,000 = $1,800,000

Q.41 Has the Governing Board been able to obtain advance commitments to provide
funding for a new building?

The Governing Board is exploring ways to encourage the generosity of our congregation. This includes providing more ways in which members and guests can give through their mobile device such as with a text message or banking apps such as Zelle.

  • Towards the end of August, we will begin working with Generis, a stewardship firm serving Christian churches on ways to grow generosity in our congregation.

The Capital Feasibility Committee being chaired by our Treasurer, Mike Benton, is interested in
discussing commitments to our existing building fund with anyone who feels they are being led to
make such a commitment.

Q.42 How will we pay for the improvements and remodeling needed at the new location?

The projected monthly mortgage example that was used in the Week Two brochure included $1.0M for these needs. That number could be greater or less depending on what features we would like in the new building and the amount our congregation would be willing to pay for a monthly mortgage.

Q.43 How will we afford to pay for additional staffing in the new building?

There is no plan, or need, to hire additional staff for the new building.

As the congregation continues to grow the need for additional staff will be evaluated and the Governing Board will make recommendations to the congregation to approve money in the budget to pay for additional staffing.

The Call Committee is continuing their work to evaluate candidates for the position of Executive Pastor— Discipleship that the congregation approved at the Voters Assembly in November 2017. Money was allocated in the 2018 budget for this addition and will be included in the 2019 budget that will be presented at the Voters Assembly in November when the congregation votes to approve the budget for next year.


Q.44 What would two worship spaces look like?

If the congregation approves the purchase, we will work with a company like Visioneering Studios to
develop architectural drawings of what the new space would look like.

Input from the congregation will be encouraged so we can incorporate the best ideas for using our new space to continue the ministry and mission God has in store for us.

One thought would be to enhance the worship space so we can best serve those who prefer traditional worship along with those who prefer band-led worship. This is one of the great strengths of our St. Matthew family and would allow us to continue reaching a broad cross section of our community.

  • One worship space would feel more like a traditional sanctuary, allowing ample room for the organ, piano and choirs.
  • The other worship space would allow ample room for the worship team members, the keyboard and any other instruments needed. It would also contain whatever other equipment and sound systems were required.

Q.45 Won’t we need more volunteers if we move in to a larger space?

It’s actually the opposite! With 4 worship services we need 60 volunteers every weekend to create the
worship experience we all enjoy.

With more room to accommodate more people in each worship service we would be able to combine the 8:00 am and 11:00 am services which would reduce the number of volunteers needed.

This would ease the load on our volunteers and staff and reduce the number of volunteers needed each weekend.

Q.46 What kind of advance planning have we done (e.g., 5-year plan, 10-year plan)?

St. Matthew elected leaders have been engaged in strategic planning for the past 4 years. It is an ongoing process, always with the same goal: to enable God to grow His kingdom among us.

Examples of what has been developed as part of the strategic planning include:

  • Our Up, In and Out discipleship process
  • Identifying the need to establish a new governance model and creating the Governing Board
  • The Invite, Connect, Apprentice and Send ministry teams

The Governing Board, and previously the Church Council, recognizes that as we plan we also need to stay flexible because it is God who gives the increase and He is not bound by our human plans.


Q.47 Won’t there be a problem with crime at the new location since it is in an industrial
area and with the people visiting the Public Defender’s office?

We have spoken with Bridgeway Church and Granite Bay Seventh Day Adventist Church and asked them about their experience when they were located on the property. Both churches have told us they have not had any concerns related to safety and security.
The crime reports for the past six months from Placer County and the City of Rocklin show the following statistics surrounding 3785 Placer Corporate Drive and 5901 Lonetree Blvd:


Q.48 If the new plan for the building passes we will lose members because this is all
focused on the 9:30am worship. Have you thought about this?

The Governing Board feels that one of the benefits of finding more space is the opportunity to combine the 8:00 am and 11:00 am classic worship services so rather than having to be split because there is not enough room in our current sanctuary to have one classic worship time, we can all worship together in one classical service again. This would also bring us closer to the band-led contemporary worship members by being able to have fellowship together between services.

The need for more space has been worked on for more than 7 years with multiple committees and
individuals searching for solutions. We are all impacted by the lack of space.

At each step in St. Matthew’s journey, a smaller congregation has sacrificed to provide more space for
future members. From 35 to 100 to 200 to over 700 baptized members, the St. Matthew family has always focused on creating a warm, welcoming environment for new visitors and members alike. Our Lord has blessed us with the talents and resources of members to join Jesus on His mission. As we continue to do so we need to solve our ongoing space issue so we have a place for ALL generations.

The Governing Board hopes that everyone would continue to be a member of St. Matthew and join us in the new building.

Q.49 Many cars drive by our building on Lonetree Blvd, how will anyone find us in the
industrial park area?

Many cars pass by the building on Placer Corporate Drive every day on their way to the youth sport activities at Hardwood Palace (basketball courts), Sky Zone (indoor trampoline), indoor batting cages, and on their way to the dump, the casino and all the other businesses located on Industrial Ave.

The recent survey completed by the Governing Board confirmed what many of us already know. The number one way people have found St. Matthew is because they were invited to join us for worship or an event.

Q.50 Has the Governing Board made a deposit on the 3785 Placer Corporate Drive property?

Yes, as we previously disclosed at the May Voters Assembly and at the information meetings where the question was asked we deposited $100,000 in escrow in order to take the property off the market so it could not be sold to another party.

This deposit is 100% refundable based on any number of contingencies that don’t meet our approval. One of the contingencies is voter approval on July 28, 2018.

Vision for Ministry

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Dear Family of Jesus here at St. Matthew,

In his recent letter to all of us, Pastor Brad asked us to imagine with him, to envision how being in a larger space would enhance our ministry and outreach. Human nature being what it is, we’re likely to imagine that if St. Matthew moves to the new building we’ll simply keep on doing what we’re doing now, only bigger and better.

But remember the Isaiah Bible verse Pastor quoted?

“See, I am doing a new thing! Now it springs up; do you not perceive it? I am making a way in the desert and streams in the wasteland.” (Isaiah 43:19)

A new thing. A NEW thing! Who can say how God will use us in new ways, to reach new people we haven’t met yet?

That doesn’t mean “out with the old,” but rather, that we build on what we’re already doing, all the ways we minister to those around us. Always, God will empower us as we seek His wisdom. Always, we will thank God and give Him the glory and praise.

All along, God has blessed St. Matthew with leaders who have found creative ways to work within
the space available to them; but do they have dreams of how they could branch out within the new, larger space? Oh, yes!

Let’s picture with them how St. Matthew can continue reaching out to our community to invite
those who don’t know Jesus and how St. Matthew can continue serving those who are already here…


The biggest space challenges facing the choir right now has to do with storage, warm up and rehearsal space. The robes and music are currently stored in a very small room which is utilized by
our Sunday morning Bible study. This causes a significant traffic jam, sometimes being completely
inaccessible. If we had a dedicated space, we would no longer take space and time from other vital ministries.

We would have more time to spend growing our ministry in new and creative ways: hand bells,
chimes, youth choirs, and more!

We would have more time to spend reaching out with our ministry to include more musicians and enhance the worship experience.

Regardless of the space or location we meet, it’s us, the people of St. Matthew who inspire others
to join us on our mission, and this new place will provide more space to share God’s Grace!


I’m excited about the possibilities a larger campus could provide for our worship experience at St Matthew! The new space would provide an area large enough for dancers, drama productions, choir presentations, children’s choir performances, the praise band, orchestras, and other forms of artistic expression, while minimizing the need to move things around during worship time.

It would also provide more room to include a range of musical styles in one service for special
mid-week worship services during Advent and Lent, or perhaps a large Easter or Christmas presentation.

The new location would provide for larger dedicated spaces for all the worship support ministries,
like the Altar Guild, the sound and visual arts technicians, the choir, the praise band, ushers, and
the prayer stations.


With a designated space for nursery, we would ensure a couple things. First, with a room separated from the sanctuary with one main entry point, this would help our staff ensure safety in the space. Second, without having to share the space with other church activities, it would ensure the room
is more child safe and cleaner.

Currently on a Sunday morning, we have a dozen or more little ones in the room ranging in age from infants to 3 years old. With more space, we could have better designated spaces for different age groups… When you get a dozen little ones in our room right now it starts to get cramped and chaotic, as three year olds are much more “on the go” and active than infants.


With more space, we could allow more moms to join us for MOPS and have greater outreach for this important ministry.

There is such limited space to put the kids to be cared for by our wonderful volunteers. It’s such a blessing to have so many kids/moms but we had to get very creative as to where to put them all and had to think twice about allowing new kids/moms to join us part way through the semester.

With more space we could allow more Moms to join us for MOPS and have greater outreach for this important ministry.


A larger building with the necessary resources to accommodate our entire church body gives everyone the opportunity to grow.

Currently, due to our overcrowding, we only have one very small room available during the 9:30 hour on Sunday mornings to gather for Bible study. This room seats a maximum of 15 people comfortably which, as you can imagine, has been a big hindrance for attendance.

If we had more and larger classrooms I believe we could provide numerous opportunities for Bible study and discipleship in these ‘prime time’ hours when people are already here on our campus for worship.

Not only could we accommodate more people per class, but we would offer more options for
different topics and studies. Jesus calls us to walk with him and be connected to The Word.


Our Sunday morning Coffee hour is one of the biggest ways we connect and fellowship with one another. As you have probably noticed, our parking lot and lobby are crowded. Often, between services our time to connect with each other is short and we all feel rushed. The exciting thing about our proposed new space is that it would enable us to meet the “connecting needs” of today as well as provide space for the “connecting needs” of tomorrow!


I would say the biggest limitation to our ministry with regards to space is coordinating programs around worship services. On Sunday mornings our 5th/6th grade Bible study bounces around to wherever we can find a quiet corner — either outside, in pastor’s office or our admin’s desk. During Lent and Advent (about 1/3 of the school year), our Wednesday night youth programs don’t have the necessary space to gather.

Our lack of space, place and time is a big hurdle for giving students the place to feel a sense of belonging. And as a result, we struggle to give them the focus to grow in their faith & with one another.

So, if we could offer larger dedicated gathering areas to be active & rowdy as well as smaller, distraction-free classrooms for teaching & mentoring it would be a huge step forward for us. children, tweens, teens, youth, young adults… They all have countless learning styles and a huge range of developmental needs. It’s one simple Gospel message, but it comes in all shapes and sizes
of packaging for the learner.

The additional space, designed with this goal in mind, would be an amazing tool for sharing the Gospel and raising up disciples into future generations.


Children’s Church battles with space every week. There are so many opportunities we could have if we had adequate space for all of our kids.

More space would mean we could separate children by more appropriate age groupings, we could have rooms and an environment that encourage learning and growth yet be fun and inviting.

Our Family events throughout the year have had to change because of space as well. We can’t give the same quality event in a safe and effective manner without the space to have it in. Room availability, size and location hinder all our family programs and only having two bathrooms for 300-500 people has become a major road block as well.

With more space, we can take programs that we love and that reach out to our community. They can be superior quality programs with space and room to grow, and even have the opportunity for more family events.

It’s exciting to be part of a vibrant, growing congregation — praise God for bringing us together! Christ has equipped so many members and ministry leaders at St. Matthew with a heart for serving others and this passion is part of what makes St. Matthew so warm and welcoming.

It can be easy to think of ministry as Sunday morning worship where we all gather to sing and hear God’s Word. Ministry and mission are so much more! The Lord Jesus himself said: “It is more blessed to give than to receive.” God has blessed St. Matthew with many members who faithfully serve the Lord — and us — in countless ways.

As we prayerfully consider the recommendation before us, and reflect on how the congregation of St. Matthew was founded on Jesus’ words to “Go and tell… Go and make disciples… Baptize… Go and teach…”, we can be confident of one thing — His mission has not changed, and it will not change.

The question presently before us then is, “How and what will best enable us to carry out His mission?”
God has planted people all around us who do not know Jesus as their Lord and Savior — and the population of those seeking answers is growing. Many of our neighbors do not know that Jesus loved them enough to die on the cross in their place, to set them right with God the Father. They have only their own strength with which to deal with life and don’t yet know that the Lord is our strength, our defense and our salvation.

As we continue reaching out to our community to join Jesus on His mission — as He leads us forward — we are blessed to be able to Share Life, Create Friendships, and Inspire Hope in the love that we know in Jesus!

Learn more about the Governing Board’s Recommendation

You are welcome to email the Governing Board with any questions at

6:00 - 7:00pm
in the Sanctuary at St. Matthew
Informational Meeting:
Vision and Use for New Space

6:00 - 7:00pm
Guided tour of building
(3785 Placer Corp. Dr.)

3:00 - 4:00pm
at the kiosk in the Narthex at St. Matthew
More Information Available:
Summary of Recommendation

9:00 - 11:00am
at the kiosk in the Narthex at St. Matthew
More Information Available:
Summary of Recommendation

1:00 - 2:00pm
Guided tour of building
(3785 Placer Corp. Dr.)

2:00 - 4:00pm
in the Sanctuary at St. Matthew

Letter From Pastor Brad

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Dear Brothers and Sisters in Christ,

Grace, mercy and peace be to you in Jesus, the Lord of His people, the church!

It’s all About God at Work Among Us

About 12 years ago, you called me to serve Christ and you as your Pastor. Back then we were worshiping in a small storefront space next to the Fair Grounds on Washington Blvd, flanked by a “Prom Dress and Bikini” shop and a hair salon. But I loved it from the beginning because I didn’t see the building, I saw the people. (After all, it’s not the building that’s the church, it’s the people!) And we all saw the great opportunity for mission and ministry that God was laying before us.

For it is God who is at work in you both to will and to act according to his good purpose. (Philippians 1:13)

It is God who opened the door for that first group of Christians to begin ministry as St. Matthew congregation. It is God who opened the door to continued growth. It is God who opened the door for us — you and me — to do ministry together. It is God who opened the door for us to come to our present location. And it is God who continues to open wide the doors so we might continue to grow in our ministry with Him and for Him in His kingdom, for the salvation and the good of many!

From My Heart to Yours
The way God has put me together as a Pastor is that, because of the love for people God has worked in my heart, I see everything through the eyes of mission and ministry. I have a heart for those who are not yet Christians.

My mind is always looking to enable all of us together to more effectively reach the people around us with the life-saving Good News of Jesus Christ! And I have a heart to see us Christians growing in our faith relationship with Jesus as we grow in discipleship and in the mission we are all on together with Christ!

By God’s grace, I have a heart that evaluates and sees everything through these eyes. That’s why I find myself to be strongly in favor of the Board’s recommendation that we move from where we are now to the building less than two miles away, which the Space Committee discovered as they did their due diligence. Let me explain why.

Our Ministry Is Unique and Needed

As Lutheran Christians we are unique in our mission and ministry because we believe salvation is ours by God’s grace in Jesus Christ’s death and resurrection alone. As you’ve often heard me say, “Because of Jesus, it’s a done deal. We live in grace. Period.”

The sweetness of this Gospel is life-saving water to all those wearied and worn by the strains of life. God put us here in our growing community, with its mixture of residents: a large component of intact nuclear families (moms, dads, kids); an increasing number of young adults, both singles and those just starting their families; and large retirement communities. We want to reach out to all ages
with this Good News.

We are therefore Christ’s ambassadors, as though God were making His appeal through us. (2 Corinthians 5:20)

We worship in two different styles — yet the message of grace is always the same! We connect with those who prefer Classic worship because they’ll hear a Biblically grounded, grace-based message that lifts up the Bible as the Word of God and Jesus Christ as Savior and Lord! And we connect with those who prefer Band-Led worship because it offers the same grace-based message and proclamation of Jesus.

Whichever worship style we choose, we all come together — we do life together — in a bold witness. Our oneness in faith confirms to all that this same grace and Savior makes us family in Him!

The Very Real Need
Our space limitations severely restrict our ability to grow in this ministry. We see this in many ways, from our four weekend worship services to our lack of parking to our lack of children’s space, student space, and adult Bible study space.

When I think about ministry, mission, and worship, I think about the three variables of space, place and time. I came to the conclusion that the only option which will meet all these variables is to relocate to this new building — this new opportunity — God has put before us.

Yes, building at our present location may meet some of these needs temporarily, but it cannot meet them all. To stay where we are and build where we are would leave us unable to meet our full ministry potential.

Imagine with me for a moment…

Imagine. A place set aside and uniquely designed for Classic worship, but in a modern context, with plenty of room for an organ and piano and choirs.

Imagine. A large enough place set aside for Band-led worship in a space designed acoustically, practically, and electronically for Band-led worship.

Imagine. A place large enough to enable us to do these styles of worship with even more excellence. This would allow those who feel especially connected with God through either worship style to feel comfortable and lifted up. And imagine that these worship services could be offered at a time desired by the majority of people who prefer either worship style, including those whom we invite to worship with us.

Imagine a large and comfortable “third space” where we can all connect before or after worship. A place where we don’t feel “too crowded.” A space designed in a way that encourages us to relax and share our lives. Imagine having plenty of parking with plenty of spaces for disabled persons and convenient access to the building.

Imagine ample space for children’s ministry where we don’t need to put numerous age groups together, as well as separate space for Jr. High, High School, and even College.

Imagine how this can affect our ministry to the upcoming generations as we provide integrated space for study, presentation, group-building, and fun for every age group.

Imagine space for adult Sunday morning Bible studies and studies throughout the week — from large groups to small groups to any size groups.

Imagine having enough space to do things creatively that we have not yet even thought to do as we connect with our community and the various groups within it.

Imagine, space to grow… and grow some more… and grow some more!

It Is Always About People
These things are close to my heart because they are all about people. It grieves me when I see people worshiping at 8 a.m. whom I know would rather worship later in the morning but find 11 a.m. is too late. Then I wonder how many people haven elected not to worship with us because of these time barriers.
It grieves me when I see the 9:30 a.m. worship so crowded that people cannot find a place. Then I wonder how many people did not return because of this space barrier.

It concerns me when I hear of people who come to worship and find the parking lot full. It bothers me when I hear about teachers trying to present a lesson to 25 kids from 1st through 4th grades, all jammed into one room, or that there is virtually no space for Student (high school) Ministry on Sunday morning. Then I wonder how many families have not returned because of these barriers. It bothers me when I see one tiny little room for adult Sunday morning Bible Study.

All of this troubles me, especially because it makes me wonder what message we are giving to our guests — and members — about what we value. We can be so much better! I truly believe God has given us this opportunity for just this moment in our ministry together!

WE Are The Church!
In John 4, Jesus talks with a Samaritan woman who says to Him, “Our fathers worshiped on this mountain (where the Samaritans said their ancestors, Abraham and Jacob, had built altars to God) but you Jews claim that the place where we must worship is Jerusalem.” Jesus’ answer? In essence, He tells her (and us) that with His coming there are now NO HOLY PLACES! He says don’t hold on to a place of worship because of its history or your lineage, for there is no longer any PLACE where God dwells with His Spirit as he did in the Old Testament Temple. Rather, we — both individually and together as His people — are the temple of God. We are the church! We are the “holy place” where God dwells in a special way by His Spirit for the blessing of the world. And we are on mission with Jesus!

What We Bring to This Community
What we bring to our mission as Lutheran Christians of the Lutheran Church-Missouri Synod is not a particular style of building or worship, but rather a unique insight into the truth of God. We start truth where God does: in Jesus. “I am the… truth!”

Our cornerstone is Grace. We uniquely, powerfully, and unashamedly start there and never leave it. We are saved by grace through faith! We know and proclaim the Bible is God’s Word of truth–every word of it. More than this, we know the Bible to be a means through which God’s Spirit touches our hearts with Jesus!

As Lutheran Christians, we uniquely see Baptism and Holy Communion as a means through which God’s Spirit, through His Word, is mysteriously present and at work, touching our hearts with Jesus. And as the “Priesthood of All Believers,” we see ourselves as God does: His Spirit-filled presence in this world, on mission with Jesus! What makes us unique and a blessing to our world and our community as Lutheran Christians are these truths we proclaim and live in the love of Jesus!

Brought By God to This Moment
What a great time to be part of the mission of Jesus in this place! We are growing in every way! We are touching our community with love! And in our challenging questions of space, place, and time, God has provided us with a gift that not only meets every one of these challenges but goes beyond, giving us even more opportunities for mission and ministry as God leads us into the future! A future that, as a gift of God, seems to me should look like this:

New Place. More Space. Same Grace!”

See, I am doing a new thing! Now it springs up; do you not perceive it? I am making a way in the desert and streams in the wasteland. (Isaiah 43:19)

It is almost as if God is personally beckoning us to follow Him to this new place which offers all kinds of space, chosen for us in His grace and kindness. May God’s Spirit guide us together on this continuing journey as we follow Jesus!

Sincerely in Christ,
Pastor Brad

PS. For any who wish to talk more about any of these things concerning the proposed move, you are invited to join me here at church on Monday, July 9th, from 6:00 – 7:00pm.

You are welcome to email the Governing Board with any questions at

Learn more about the Governing Board’s Recommendation

6:00 - 7:00pm in the Sanctuary at St. Matthew
Informational Meeting: Vision and Use for New Space

3:00 - 4:00pm at the kiosk in the Narthex at St. Matthew
More Information Available: Summary of Recommendation

9:00 - 11:00am at the kiosk in the Narthex at St. Matthew
More Information Available: Summary of Recommendation

3:00 - 4:00pm in the Sanctuary at St. Matthew


The Reasons Why

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Where would we be today if a small, mission minded group of pioneers had not found space in a strip mall in Roseville in 1996 to form St. Matthew Lutheran Church? The foundation of our warm, welcoming enthusiasm to follow Jesus’ command to go and make disciples was born and a short five years later, St. Matthew had grown and needed more space.

So, everything was packed and moved to a larger space in another strip mall just down the street. The Holy Spirit continued bringing people to St. Matthew and, following our pioneering spirit, the congregation raised money, purchased land, and constructed abuilding on Lonetree Blvd. in Rocklin.

The Holy Spirit is still bringing people to St. Matthew to this day which is cause for great joy and thanks to God! Along with that comes what we’re all aware of:

We need more space for… everything.

Hopefully you have been able to watch the three videos that were created to provide background and information on the recommendation from the board you received in the mail last week. If not, please look in your email for the message Becca Bills sent with links to the videos. Or, feel free to contact Becca who has copies of the videos on DVDs that
you can play at home.

We’ll be giving you information each of the next five weeks to share the facts and answer your questions before the voters’ meeting on July 28th.

Please continue praying about this opportunity for, and decision of, the St. Matthew Lutheran Church congregation.

Can we afford to buy a new building?

Yes! There is a way we could purchase the new building without increasing our monthly mortgage.

  • If we sell our current property and apply the net proceeds as a down payment for the new building and we set aside $275,000 for things like new carpet, painting interior walls and other minor modifications the new mortgage payment would be approximately $10,555 per month which is virtually identical to our current payment of $10,500 per month.
  • While we could move in to the building “as is” for the most part, the board would recommend giving the congregation an opportunity to contribute to a fund for enhancements to the new building for things such as:
    • Updating the worship spaces to make them look and feel more like St. Matthew, including the sacristy
    • Making a secure entry for the youth area
    • Adding an indoor play structure
    • Installing closet space for the choir to store robes and other materials
    • Updating some of the classrooms for use by adults
Above: Aerial of the new building with the footprint of THREE of our existing buildings overlayed. The new space we would initially occupy is nearly three times the size of the existing building.

Above: Aerial of the new building with the footprint of THREE of our existing buildings overlayed. The new space
we would initially occupy is nearly three times the size of the existing building.

If we stay where we are and construct another building:

  • Our current mortgage is $10,500 per month. If we keep our current space and build, we’ll gain a bit more than double our current square footage and increase our monthly mortgage costs $38,000 per month, or $456,000 a year.
  • If we were to build, our total monthly payment would increase to $45,000 per month, or $540,000 a year.
  • If we raised $1.0 million in a capital campaign, our monthly payment would be about $39,000 or $468,000 per year.

If we were to sell our building and buy the proposed:

  • We’d triple the space we have now with a lower monthly commitment of $14,948 as you’ll see in the chart on the next page.
    • This is due mostly to the tenants who occupy space in the building and have a long-term lease.
    • This would not impact the area we would move in to initially, and that suite could be annexed in the future when we need more space.
  • Monthly savings compared to constructing a building on Lonetree Blvd. would be $30,199, or an annual savings of $362,388.
  • If we raised $1.0 million in a capital campaign, it would further reduce the monthly cost to less than what we’re
  • paying now per month. Our new payment would be $8,888.
  • That would give us three times the space we have now for less than the cost of $10,500 per month for our current building.
  • This includes the estimated cost for moderate remodeling to make the new building have a “St. Matthew feeling,” which we all love so much.

Looking at all the figures:

  • We have a unique opportunity to triple our space for ministry and outreach, along with an option to add more space later if we need it by expanding in to the space of the tenant we would be leasing to.
  • We can do so with significantly less monthly financial risk—a 66% less monthly commitment, a savings of $30,199 per month. That’s $362,388 per year. Over 10 years that’s more than $3,600,000.
  • Imagine the discipleship, ministry and community outreach activities we could carry out with that $362,388 savings per year!



In Summary:

Our church – the pioneering people of St. Matthew – is blessed to once again decide how we should find room for those who continue to join us on our mission with Jesus. Many options were studied and evaluated for increasing space. In financial terms, purchasing this building best aligns with our mission as a congregation.
Rather than spending our money on an outsized mortgage we will be able to spend our money doing more of the work God has called us to do: Making disciples who make disciples. We will be able to prioritize ministry and mission and relationships while wisely managing the financial resources God has provided.
For all these reasons the Governing Board recommends that St. Matthew purchase the new building and sell our present property so we may continue Sharing Life, Creating Friendships and Inspiring Hope.
God is growing our congregation and we are blessed to be able to make such a choice.

We need a new place with more space that will have the same grace.

Learn more about the Governing Board’s Recommendation

You are welcome to email the Governing Board with any questions at
6:00 - 7:00pm in the Sanctuary at St. Matthew
Informational Meeting: The Process and Reasoning for the Recommendation
6:00 - 7:00pm in the Sanctuary at St. Matthew
Informational Meeting: Vision and Use for New Space
3:00 - 4:00pm at the kiosk in the Narthex at St. Matthew
More Information Available: Summary of Recommendation
9:00 - 11:00am at the kiosk in the Narthex at St. Matthew
More Information Available: Summary of Recommendation
3:00 - 4:00pm in the Sanctuary at St. Matthew


Governing Board Recommendation

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GOVERNING BOARD RECOMMENDATION to the Congregation of St. Matthew Lutheran Church


Dear Brothers and Sisters in Christ,

God has richly blessed our St. Matthew Lutheran Church from its beginning and ever since. We praise Him and thank Him with grateful hearts!

Guests and new members often say something like this:

"I felt at home right away with all of you, like with family. You can just feel the love and warmth."

What a joy to be part of God’s family here!

You’ll remember some months ago the Governing Board took a survey of our congregation. One question asked, “What do you think is our greatest challenge in ministry today?” The overwhelming response was we need more space for ministryMore space for grace! This has happened time and again since St. Matthew was formed. It’s fitting for a congregation named and founded on Jesus’ words to “Go and tell… Go and make disciples… Baptize… Go and teach…”

Call our number one challenge what it is: Cause for joy!

Did you know that right now in the United States 100-200 congregations close their doors each week? Church members are leaving at an unprecedented rate and churches are closing. Yet our Lord has seen fit to bless our ministry at St. Matthew with a growing body of believers. We are immersed in a rich “mission field” with all the new houses, apartments and buildings rising in our community.

St. Matthew got its start in 1995, when 30 mission-minded Lutheran Christians saw the opportunity for Gospel mission in this area, sold Shepherd of the Valley Lutheran Church in Sacramento and moved to a small space on Washington Blvd. near the Placer County Fairgrounds. By God’s grace, this new church family grew and already by 2000, we needed more space. We then moved to a much larger space down the street — around the corner from the Placer County jail—and the Lord continued to add daily to our number, just as in Acts.

Before long St. Matthew once again needed more space for ministry, so members prayed for guidance and stepped out in faith to purchase our current property. At the time its location seemed remote with vacant lots in all directions, yet we remained one in faith and trusted the Holy Spirit would move the hearts of members and bring forth funds to construct a building.

Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously. (2 Corinthians 9:6)

In 2008, we moved into our new building on Lonetree Blvd. in Rocklin. The space seemed huge at the time and most members predicted, “It will never be filled up, not even for one worship service.” Once again, the Lord surprised us and by 2013, we were using every corner of the building.


So here we are in 2018, and God continues to bring people to St. Matthew. As from the beginning we are one in faith in Jesus our Savior, saved by grace!

Just as a growing family needs a bigger house, we have an acute need for more space.


For example, start by walking through our front office and notice there’s no room to spare, with Becca Bills’ desk, plus an extra small computer desk, the copier and boxes of supplies filling it up. Pastor Brad’s office is small — and used for all sorts of other needs including various classes on Sunday mornings. DCE Matt Molinari and Melissa Carr work with different age groups yet must share cramped office space that doubles as storage.
On Sunday mornings, one small room is all we have for adult Bible study, which limits the number of participants. Our choir must put on their robes next to the copier in our office. Especially for the 9:30 a.m. worship service, we need more room for seating in our sanctuary and more room for passing in the hallway. Our Children’s church needs separate rooms so kindergartners needn’t be taught along with 4th graders. Middle school students end up meeting outdoors or try to find an unoccupied open space. Little ones fill our nursery space.

We need a family restroom and larger restrooms that are ADA compliant, so those in wheelchairs and walkers can move about while a parent is caring for their infant. Parking? Not enough parking spaces, especially around the 9:30 a.m. worship service. There never seem to be enough spaces for those with wheelchairs or walkers or other challenges.

In short, we are maxed out on space — and it’s all cause to praise God!

In January, several people met Sam Song, a consultant who attended all four St. Matthew worship services. His company has worked with hundreds of churches across the USA, finding ways to squeeze more space out of a facility as an alternative to construction. Sam fell in love with the people he met here and clearly felt the welcoming environment and grace that shines through. He confirmed we’ve done everything possible to remodel our existing rooms to try and find more space. He also observed we’re pushing Pastor Brad’s limits by adding additional worship times to accommodate our growth.

Now, it seems God is opening the door for St. Matthew to be on the move again.

We continue to follow Jesus by making disciples just as we set out to do from the beginning. Eight months ago we formed the Space Committee to investigate possibilities and propose workable options to create additional space. The Space Committee completed their exhaustive, thorough examination of many potential solutions and presented the possibilities to the Governing Board.

Do nothing out of selfish ambition or vain conceit. Rather,in humility value others above yourselves, not looking to your own interests but each of you to the interests of others. (Philippians 2:3-4)

The Governing Board spent many hours reviewing options and the information from the Space Committee. One of the viable options the Space Committee discovered in their evaluation was a building for sale less than 2 miles from us. After a lot of earnest prayer and discussion we unanimously endorsed a recommendation to purchase this building and sell our  current property.

We sincerely believe buying this building is the best use of the gifts God has given us for the following reasons:


With triple the square footage of our current building we will have the space for staff, adult Bible study, children/youth ministry, choir and many other ministries as God calls our church to serve Him! We can’t wait to show you video footage of this building! It has the same light and bright feel of our current space and so much more.


The cost to buy this building is much more affordable than adding onto our current space. By purchasing the new space, we will save a substantial amount of money. This means instead of having our funds tied up in paying a mortgage for a new addition that would still not meet all our needs, we will instead have additional money for ministry.


And most importantly we believe that this decision best aligns with our mission to make disciples in the context in which God has placed us.

Please note that over the next several weeks we’ll be doing our best to communicate clearly to all of you, our St. Matthew family, the factors we considered before coming together to put before you this recommendation.

The members of the Board truly understand this recommendation may come as a surprise to many of you. You may be confident we have taken our time and prayed and wrestled with all the factors of the proposed move. We, too, have had to work through the emotions of what we are proposing.

Please know we’re excited that this building became available. 

It offers us what we all agree we need most: Space. Space we cannot have in our present building. Space to create a welcoming environment. Ample parking, with lots of disabled person parking spaces close to the building. Space to expand St. Matthew’s ministry to members of all ages — and to our community.

It will be a new place with more space, but the same grace.

St. Matthew Lutheran Church is not our present building — nor any building. Together in faith, we are the church, the people of God, the St. Matthew family of Lutheran Christians, redeemed by grace through Jesus Christ, our Savior. All glory and praise to His Name!

You’ll be receiving more information over the next several weeks and will be able to ask questions. We Board members pray you will faithfully, prayerfully consider this new step in ministry which God has put before us. How blessed we are that although membership is shrinking in most churches in America, Jesus Christ has seen fit to grow us and use us.
What a joy to have such decisions to make!

Your fellow servants in Christ,

You are welcome to email the Governing Board with any questions at

Learn more about the Governing Board’s Recommendation


6:00 - 7:00pm in the Sanctuary at St. Matthew

Informational Meeting: The Process and Reasoning for the Recommendation


6:00 - 7:00pm in the Sanctuary at St. Matthew

Informational Meeting: Vision and Use for New Space


3:00 - 4:00pm at the kiosk in the Narthex at St. Matthew

More Informational Available: Summary of Recommendation


9:00 - 11:00am at the kiosk in the Narthex at St. Matthew

More Informational Available: Summary of Recommendation


3:00 - 4:00pm in the Sanctuary at St. Matthew